Last Chance to Ensure You Have Proper Medicare Coverage With Open Enrollment Deadline Looming

With the December 7 deadline for health plan enrollment fast approaching, now is the time to act. Whether you're enrolling for the first time or considering a change, selecting a plan that meets your health and financial needs is critical—especially with today’s expanded options and evolving care models.

In recent years, health insurance has become more accessible and affordable for many Americans. According to recent data, premiums have decreased by an average of 4.5% annually, while the number of available plans has increased by 15%. Enhanced virtual care options have also seen a significant rise, with virtual visits increasing by 154% since 2019. These improvements are especially important for older adults and those managing chronic conditions, who often require more frequent and coordinated care.

Medicare is divided into several parts to provide coverage across a wide range of healthcare needs:

• Part A covers hospital stays, skilled nursing facility care, hospice care, and some home health services.
• Part B covers doctor visits, outpatient care, preventive services, and medical equipment.
• Part C (Medicare Advantage) combines Parts A and B, often with additional benefits like dental, vision, hearing, and prescription drug coverage.
• Part D provides prescription drug coverage, often bundled into Medicare Advantage plans.

However, with more choices comes the need for careful evaluation. Choosing the wrong plan could result in higher out-of-pocket costs, limited access to providers, or coverage gaps that affect your ability to get timely care. That’s why it’s essential to review your options thoroughly and ensure your selected plan aligns with your health goals and lifestyle.

For those new to the process—or simply seeking more support—choosing a health system that includes a network of trusted hospitals in Long Beach and Orange County, along with specialty care centers, MemorialCare Independent Physicians and MemorialCare Medical Group, can make a significant difference.

Additionally, MemorialCare’s 24/7 virtual care offers Californians access to a range of virtual care options – no MemorialCare affiliation required – all fully HIPAA-compliant to protect patient privacy. Free services include a 24/7 symptom checker and AI-powered chat, or access to a live 24/7 call center for guidance from care associates. Care is provided by MemorialCare clinicians, including nurse practitioners, physician assistants and medical doctors.

This is your last chance to review, compare, and enroll in a health plan before the December 7 deadline. Don’t miss the opportunity to secure coverage that could better serve your needs and help avoid costly gaps in care. Whether you're looking for affordability, convenience, or comprehensive support, we are here to help guide you through the process.

Choosing a MemorialCare-participating plan ensures access to a reliable healthcare system that’s designed with your health in mind. Contact me today at (714) 698-4003 or email MAsupport@memorialcare.org.