Updated on Dec. 28, 2023
Supplementing Your Traditional Medicare: A Wise Choice for Most Seniors
The Medicare Annual Enrollment Period (AEP) will be closing December 7. Now is a pivotal time for seniors to reevaluate their healthcare coverage.
For those who have had substantial out-of-pocket expenses this year, experienced changes in medications, or need extra benefits like dental, vision, or chiropractic coverage, a plan comparison meeting can be particularly beneficial. It helps individuals explore different plans and find options that align better with their unique healthcare needs.
Medicare comprises four essential parts:
- Part A: Helps pay for inpatient hospital stays, skilled nursing care, hospice, and home care.
- Part B: Helps pay for doctor visits, surgery, lab tests, medical equipment, and preventative exams.
- Part C: Medicare Advantage, which is offered by private insurance companies that provides the benefits of Part A and B, often including Part D
- Part D: Help with the cost of prescription drugs not covered by Medicare.
Seniors who rely on Medicare Parts A and B might face substantial out-of-pocket expenses. This is where the Annual Enrollment Period becomes significant. It’s an opportunity to explore options that can save money while providing comprehensive coverage.
To navigate the intricate world of Medicare, many seniors opt for a Plan Comparison Meeting. During these meetings, MemorialCare’s Medicare Education Specialists simplify the benefits of different Medicare Advantage plans, allowing seniors to compare them side by side. This level of detail and personalization can be invaluable in making an informed decision about healthcare coverage.
Seniors also have the option to change their primary care doctor or network of doctors year-round, and MemorialCare’s Medicare Education Specialists are available to assist with this decision, providing comprehensive information about their network and the exceptional doctors within it. Ensuring the right information is provided to make informed decisions regarding their well-being.
Healthcare is complex and as we age, we need it more than ever. The Medicare Annual Enrollment Period provides seniors with a valuable opportunity to enhance their healthcare coverage. MemorialCare is dedicated to helping its patients find the best plan at the lowest cost, tailored to their unique needs. Plan Comparison Meetings help to facilitate this process, allowing the opportunity to explore options and make informed decisions.
To learn more, a complete list of upcoming meetings can be found here memorialcare.org/events