Updated on Nov. 11, 2025

Open Enrollment for 2026 is here—whether you're a senior, parent, or young adult, it's the perfect time to reassess your healthcare needs.

For Seniors: Open Enrollment is Your Time to Review Medicare

If you're 65 or older (or turning 65 soon), the Annual Enrollment Period (AEP) runs from October 15 to December 7. This is your chance to ensure you have the right coverage for the coming year. Whether you're new to Medicare or reviewing your current plan, MemorialCare offers Medicare Advantage plans that include access to top hospitals like Long Beach Medical Center, and you’ll have a network of primary care doctors and specialists to choose from.

In 2026, there are a few notable changes that could affect your out-of-pocket costs. For example, the Part D Maximum Out-of-Pocket (MOOP) will increase by $100, from $2,000 to $2,100, and many plans are introducing a deductible for Part D, which could mean higher upfront costs for medications. I host free Medicare seminars across Long Beach to walk you through the ins and outs of Medicare. To register for a seminar, visit memorialcare.org/events.

For Parents: Ensure Your Student Has the Right Coverage

If you’re a parent, remember that your child may still be covered under your health plan while they’re in school. For most students under 26, being on your plan is a great way to ensure they’re covered. However, managing care while they’re at school can be tricky.

That’s where MemorialCare’s 24/7 virtual care comes in. For as little as $20, your student can access virtual care from their phone or laptop, whether they’re at CSULB, Long Beach City College, or away at school. Virtual care is a flexible, affordable solution that provides access to healthcare around the clock, ensuring your child stays healthy during their busy academic year.

For Working Adults: Review Your Employer Health Plan

For working adults, it’s also a great time to review your employer-sponsored health plan. MemorialCare offers a network of in-network primary care providers and specialists, ensuring you have convenient access to care when you need it. Whether you need preventive care or specialized services, MemorialCare is here for you.

When you choose a MemorialCare-participating plan, you gain access to award-winning hospitals, primary care physicians, specialists, and convenient 24/7 virtual care.

Call me at (714) 698-4003 or email jose.juarez@memorialcare.com for more information.